Travel Insurance

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Travel insurance protects against financial losses and medical emergencies that may arise during your trip. It’s designed to safeguard you from unexpected events — from minor disruptions to serious incidents — that could affect your journey.

TLDR: Travel insurance protects you from unexpected issues — from lost bags to medical emergencies — so you can explore with peace of mind.

Purpose: The main purpose is to provide financial security and peace of mind when you're away from home. It helps you manage the risks associated with travel, ensuring that you're not left with significant out-of-pocket expenses due to unforeseen circumstances.

Coverage: Travel insurance policies in Singapore typically offer a range of coverage, which can include:

• Medical Expenses: Covers emergency medical treatment, hospitalization, and even medical evacuation if you fall ill or get injured overseas.
• Trip Cancellation/Interruption: Reimburses non-refundable expenses if your trip is cancelled, delayed, or cut short due to covered reasons like illness, natural disasters, or unforeseen events.
• Lost or Delayed Baggage: Provides compensation for lost, stolen, or damaged luggage, and sometimes for essential items if your baggage is delayed.
• Personal Accident: Offers a payout in case of accidental death or permanent disability during your trip.
• Travel Delays: Compensates you for additional expenses incurred due to flight delays, such as accommodation or meals.
• Personal Liability: Covers you if you accidentally cause injury to someone or damage their property while traveling.

Use-Case: Imagine you're on a dream vacation in Europe, and suddenly you come down with a severe fever and need to be hospitalized. Without travel insurance, the medical bills could be astronomical, potentially running into tens of thousands of dollars. With travel insurance, your medical expenses, including hospitalization and doctor's fees, would be covered, allowing you to focus on recovery without financial stress. Additionally, if your illness forces you to cut your trip short, the insurance could cover the cost of your unused, non-refundable bookings.

Planning your next trip? Our expert advisors are here to help you find the right travel insurance for your journey. We work with 18 trusted insurance partners in Singapore to match you with a plan that suits your needs.